# March Protocol Report: USDC Yield for $ZFI Stakers *March is wrapped, and here's your monthly protocol report.* By [Zyfai](https://blog.zyf.ai) ยท 2026-04-02 defi, yield, stablecoins, ethereum, eth, agentic, defai, agentfi, neobank --- As a reminder, Zyfai charges a 10% performance fee on the yield Agents generate. This fee is only taken from earnings, never from principal. Collected fees are distributed as follows: * 100% of protocol fees flow to the DAO treasury * 50% is then distributed to $ZFI stakers in USDC (monthly, pro-rata) * The remaining 50% goes to protocol operations and R&D under the DAO mandate This creates powerful flywheels: [![User Avatar](https://storage.googleapis.com/papyrus_images/b26a3c8f59369024bf5bb45471429d70ae7e0e0900293a6d0659f15816862a89.jpg)](https://twitter.com/Zyfai_) [Zyfai](https://twitter.com/Zyfai_) [@Zyfai\_](https://twitter.com/Zyfai_) [](https://twitter.com/Zyfai_/status/2038997967370432555) Earning yield on USDC and ETH is good. Earning ~20% APY in USDC on your ZFI is better. Plus, staking ZFI: โ†’ Boosts your USDC and ETH yield with 2x rebalancing frequency โ†’ Gives you a say in DAO decisions ZFI explained ![๐Ÿ‘‡](https://abs-0.twimg.com/emoji/v2/72x72/1f447.png) ![](https://storage.googleapis.com/papyrus_images/fcb0da9f1d342125d45e093145d0da79b719d8f86f63eebfb306e69fe2678850.jpg) [29](https://twitter.com/Zyfai_/status/2038997967370432555)[ 10:12 PM โ€ข Mar 31, 2026 ](https://twitter.com/Zyfai_/status/2038997967370432555) Previous report is available here: ![February Protocol Report: USDC Yield for $ZFI Stakers](https://storage.googleapis.com/papyrus_images/be32ddc7cff7b8421adde69b015dd75820169cd49181eace31d0754fb27005f6.jpg) [ ### February Protocol Report: USDC Yield for $ZFI Stakers ](https://blog.zyf.ai/february-protocol-report-usdc-yield-for-dollarzfi-stakers) ![Zyfai](https://storage.googleapis.com/papyrus_images/d17318d81d0b04110b4ab870c30dcd791d904ec8ed713b283f1d09875665ea33.jpg)Zyfai Mar 3, 2026 Every month, collected performance fees are distributed as follows:100% of protocol fees flow to the DAO treasury50% of protocol fees are then distributed to $ZFI stakers, paid in USDC (monthly, pro-r... 0 collected [Collect](/@zyfai/nft/Je2zUSgyV0VqouPd4Rs0) * * * **March Report** ---------------- * Snapshot date: **April 1, 2026** * Stakers: **2,303** * $ZFI staked: **44,662,914** * Performance fees accrued: **$2,115** * $ZFI price at snapshot: **$0.0065** * Staking amount at snapshot in $ value: **$290,308** * 50% streaming to $ZFI stakers = **$1,057** or **3.4% APY** โ†’ Available in your staking dashboard: [https://zyf.ai/staking](https://zyf.ai/staking) * TX ID: [https://basescan.org/tx/0xb82091e739fc837cd2ab3d7ad40439b33b02f12928db34fdc98f34875a902e4a](https://basescan.org/tx/0xb82091e739fc837cd2ab3d7ad40439b33b02f12928db34fdc98f34875a902e4a) * 50% allocated to Ondefy Ltd for protocol operations and development under the DAO mandate = **$1,057** * TX ID: [https://basescan.org/tx/0x3464562a37f1977f53bb6624a85e45156244b25093b11f7da4a96e7006b6fa68](https://basescan.org/tx/0x3464562a37f1977f53bb6624a85e45156244b25093b11f7da4a96e7006b6fa68) **A note on fee collection** ---------------------------- Currently, Zyfai collects performance fees only when users withdraw. This means more assets under management (AUM) doesn't automatically translate to more revenue for stakers. We're working on changing this. The new model will collect fees periodically without requiring users to withdraw, making protocol revenue (and staking yield) more predictable. More details soon. * * * **How to maximize your monthly staking yield?** ----------------------------------------------- If you want the highest share of rewards, timing matters. * The earlier in the month you stake, the larger your position at snapshot time. * Snapshot happens at the _end of every calendar month_. * If you staked in Month A, you receive yield throughout Month B. * If you unstake before the end-of-month snapshot, you are excluded from the next month's reward stream. ![](https://storage.googleapis.com/papyrus_images/480309a5862126bdb84bf945bf544308984db70da51fbf75db6485e52b2c7d5f.png) * * * **What's next?** ---------------- In March we: * Shipped [Ethereum mainnet deployment](https://x.com/Zyfai_/status/2031784548825272711?s=20) * Introduced ETH yields on Ethereum, Base, and Arbitrum * Announced [Agent Vaults primitive](https://x.com/Zyfai_/status/2038583805695623575?s=20) * Participated in Synthesis hackathon as a track sponsor, with [builders shipping apps](https://x.com/Zyfai_/status/2038277970130002254?s=20) on Zyfai infrastructure * [Saved millions for users during Resolv incident](https://x.com/Zyfai_/status/2036119040528375853?s=20), all autonomously * [Surpassed $2B in Agentic Volume](https://x.com/Zyfai_/status/2028826412078260685?s=20) In April, we're focused on launching Agent Vaults, expanding asset support, and continuing to improve our Agents and product UX. ![Agent Vaults](https://storage.googleapis.com/papyrus_images/72c4459dfe702b1d09c9c0ba2183068ecbc15b93bef6dab227d92530aac54035.jpg) [ ### Agent Vaults ](https://blog.zyf.ai/agent-vaults) ![Zyfai](https://storage.googleapis.com/papyrus_images/d17318d81d0b04110b4ab870c30dcd791d904ec8ed713b283f1d09875665ea33.jpg)Zyfai Mar 30, 2026 Of the $20B in onchain capital allocation, only $40M runs automatically. Most of DeFi's capital management is handled manually by wealth managers. Zyfai is here to change that. 0 collected [Collect](/@zyfai/nft/Lnhlt9vwEHFtEMfN8rCd) Thanks to everyone who shared feedback in March! Join our Discord community: [https://discord.gg/zyfai](https://discord.gg/zyfai) **Onward!** * * * **About Zyfai** --------------- Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities. The result is sustainable and risk-adjusted yield, where your capital is always working and under your control. [Explore Zyfai](https://www.zyf.ai/?utm_source=twitter&utm_medium=social&utm_campaign=ethereum-launch&utm_content=article) | [Follow on X](https://x.com/ZyfAI_) | [Read blog](https://blog.zyf.ai/) | [Explore Docs](https://docs.zyf.ai/) --- *Originally published on [Zyfai](https://blog.zyf.ai/march-protocol-report-usdc-yield-for-dollarzfi-stakers)*