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Zyfai April Yield Report: +126.31% Yield Outperformance

A summary of the key metrics that defined Zyfai’s performance in April.

April Overview

Zyfai Agents delivered +126.31% higher yield compared to static USDC strategies in April.

This marks a major acceleration from March’s already strong +98.61% outperformance.

As passive DeFi yields compressed further across static pools, Zyfai expanded its lead by continuously reallocating capital faster than static vaults could adapt.

What defined April:

Below is a summary of the key metrics that defined Zyfai’s performance in April.


April Performance Summary (USDC-denominated)

April 1–April 30, 2026

  • Average Zyfai Agent APY: 6.79%

  • Average Static Pool APY: 3.00%

  • Net Yield Outperformance: +126.31% vs. static DeFi

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A comparison chart for Base shows Zyfai’s average APY (green dashed line, inclusive of rZFI rewards) consistently above static USDC pool rates across the month.

Yield was lower across the board than in March. Zyfai APY declined from 7.43% to 6.79%, but static strategies fell faster, from 3.74% to 3.00%. That widened Zyfai’s advantage.

When market APYs fall, the gap between strategies usually gets smaller. In April, Zyfai kept capturing more of that gap. Its relative advantage over static strategies increased from 1.99x in March to 2.26x in April.

In simple terms:
Zyfai did not just outperform again. It performed even better relative to the market while conditions got harder.

But the most important part of capital management is capital preservation. APY means little if the capital itself is at risk.

That was proven again during the recent KelpDAO rsETH incident, one of the largest DeFi stress events this year. Zyfai detected the warning signs early through ZyFUD Agent, which flagged risk signals on the timeline and alerted the rest of the risk monitoring layer and the quant team.

Pool health monitoring Agents then picked up worsening liquidity conditions, while execution Agents proactively moved capital into safer pools or kept it unallocated when no pool met Zyfai’s risk criteria.

As a result, Zyfai users were not affected by the incident.

It was another clear reminder that Agents do more than optimize yield. They preserve capital.

They operate 24/7, react faster than manual capital management, and act before market stress turns into losses.


Yield Performance by Wallet Size: April

$1K–$10K Wallets

Example Wallet Link

  • Average APY (with rZFI): 6.7739%

  • Average APY (native, no rZFI): 4.5116%

$10K–$100K Wallets

Example Wallet Link

  • Average APY (with rZFI): 6.9923%

  • Average APY (native, no rZFI): 4.73%

$100K+ Wallets

Example Wallet Link

USDC

  • Average APY (with rZFI): 5.6117%

  • Average APY (native, no rZFI): 3.3493%

WETH

  • Average APY (with rZFI): 6.5738%

  • Average APY (native, no rZFI): 1.5245%

Key observations:

  • Mid-sized wallets slightly outperformed smaller wallets due to efficient balance between liquidity access and capital agility

  • Larger wallets prioritized deeper liquidity while preserving strong relative edge

  • ETH strategies showed particularly strong reward-adjusted spread

  • Across all wallet cohorts, Zyfai maintained superior performance over passive allocation


Protocol Metrics: April Snapshot

  • Total AUM: ~$6.63M

  • Total USDC AUM: ~$5.77M

  • Total ETH AUM: ~477 ETH

  • Total Agents Deployed: ~13,500

  • Base remains dominant chain by deployment and TVL

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Source: DefiLlama

By Chain:

Ethereum

  • AUM: ~$1.17M + 232 ETH

  • Agents Deployed: 324

  • Rebalancing Transactions: 1,023

  • Average APY (with incentives): 7.67%

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Source: Dune

Base

  • AUM: ~$3.31M + 165 ETH

  • Agents Deployed: 5,819

  • Rebalancing Transactions: 118,942

  • Average APY (with incentives): 6.52%

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Source: Dune

Arbitrum

  • AUM: ~$1.2M + 80ETH

  • Agents Deployed: 2,237

  • Rebalancing Transactions: 52,577

  • Average APY (with incentives): 8.42%

post image
Source: Dune

April vs. March Comparison

Agent APY

7.43% → 6.79%
Slight decline due to broader market compression.

Static APY

3.74% → 3.00%
Passive opportunities compressed faster.

Yield Outperformance

+98.61% → +126.31%
Zyfai widened the gap substantially.


Core Thesis Strengthened

April confirms that:

In maturing DeFi markets, the edge is no longer absolute APY, it is dynamic capital allocation efficiency.

As opportunities compress:

  • Passive users earn less

  • Static vaults adapt slowly

  • Zyfai Agents preserve spread through automation


TL;DR: April 2026

  • +126.31% yield outperformance vs. static strategies

  • 6.79% average Zyfai Agent APY

  • 3.00% average static pool APY

  • ~13.5K Agents deployed

  • ~$6.36M TVL

  • 2.26x relative performance advantage


What’s Next

May focus:

  • Adding new assets and pools

  • Rolling out cross-chain atomic rebalancing by default for all users

  • Improving our risk monitoring layer and product UX

  • Launching new Agent Vaults

The goal remains unchanged: make Agents the main entry point for people to access DeFi.


About Zyfai

Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities.

The result is sustainable and risk-adjusted yield, where your capital is always working and under your control.

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