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In December, Zyfai maintained strong performance and continued protocol growth despite broad compression across DeFi yields. Autonomous Agents continued reallocating capital across Base, Arbitrum, Plasma, and Sonic, ensuring users captured the best available risk-adjusted yields without any manual intervention.
December also marked a key milestone for Zyfai, as total AUM (Assets Under Management) surpassed $10M. This reflects growing confidence in Agent-based, automated yield execution.

Moreover, the past month introduced several key product features that lay the foundation for Zyfai's long-term growth as an institutional-grade agentic DeFi solution:
New Security Proxy System with EigenCompute KMS integration, enabling a granular calldata-aware filtering and UX improvements
Verifiable Agents, making every rebalancing transaction verifiable via ZK proofs stored in the ERC-8004 Validation Registry
Zyfai SDK, making Verifiable Agents accessible to Ethereum builders
Nested Safe implementation, allowing institutions to run agentic infrastructure on top of their existing multisig setups
Below is a summary of the key metrics that defined Zyfai's performance in December.
Zyfai improves capital efficiency through personalized Safe Smart Wallets (Safe7579) combined with deterministic, rule-based rebalancing Agents.
Each Agent evaluates 20+ rebalancing checks across DeFi blue-chip money markets and newer yield primitives. A trustless, session-key design ensures every Agent action is permissioned, constrained, and fully defined by what the user allows the Agent to do.
Across chains and wallets, Zyfai has now:
$10M+ AUM
$1.25B+ in cumulative Agentic volume
11,000+ Agents
This foundation powers Zyfai's fully autonomous yield engine.
Between December 1 and December 31, Zyfai Agents continuously monitored yields across all integrated pools and protocols. When a higher risk-adjusted stablecoin yield appeared, capital was reallocated autonomously, often executing in under seconds.
December Performance:
Average Zyfai Agent APY: 9.49%
Average Static Pool APY: 5.47%
Net Yield Gain: +73.42% vs. static DeFi
While absolute yields declined across the ecosystem in December, Zyfai's dynamic allocation model continued to outperform passive, single-protocol strategies by a meaningful margin.

To demonstrate real-world yield behavior across wallet sizes, here are the native (non-boosted) APYs and rebalance counts for actual Zyfai wallets tracked through DeBank.
APY September: 8.21%
APY October: 7.45%
APY November: 6.31%
APY December: 5.64%
Total Rebalances: 103
Wallet Link
APY September: 12.21%
APY October: 15.18%
APY November: 8.31%
APY December: 6.16%
Total Rebalances: 147
Wallet Link
APY September: 16.56%
APY October: 9.81%
APY November: 12.39%
APY December: 9.3%
Total Rebalances: 60
Wallet Link
Insights:
Smaller wallets often achieve higher relative APYs due to faster capital cycling.
Larger wallets benefit from lower risk, deeper liquidity pools, and consistent performance.
Rebalance frequency scales with volatility and size.
This gives users a clear, transparent look at Zyfai's onchain yield behavior across different capital bands.
According to DefiLlama and Dune data, Zyfai's total AUM peaked above $10M in December, supported by steady inflows and strong capital retention.
AUM by chain:
Base: ~$7.5M
Arbitrum: ~$2.2M
Plasma: ~$278K
Sonic: ~$202K

December saw continued expansion in Agent deployment and execution activity, powered by Smart Rebalancing v.2.
Total Agents Deployed: 11,356
Total Funds Moved: $1.25B
Total AUM: $10.2M
Base
Agents Deployed: 4,659
Rebalancing Transactions: 63,859

Arbitrum
Agents Deployed: 1,598
Rebalancing Transactions: 32,056

Plasma
Agents Deployed: 637
Rebalancing Transactions: 5,540

Sonic
Agents Deployed: 3,859
Rebalancing Transactions: 33,818

Across all chains, Zyfai Agents continued executing autonomously, ensuring capital remained allocated to the most efficient yield sources available.
Zyfai's yield strategy has now been running continuously for over seven months.
Rather than relying solely on traditional money markets, Zyfai expands the opportunity set by incorporating:
Newer protocols
Innovative yield primitives
Yield tokenization
Structured and leveraged vaults
This approach enables users to access a broader spectrum of yield sources while maintaining disciplined, risk-aware allocation.
Underlying protocols integrated include Aave, Morpho, Fluid, Compound, Moonwell, Spark, Euler, Silo, Harvest, Wasabi.xyz.

In December, Zyfai executed buyback using performance fees collected since the previous buyback.
To strengthen rewards, $ZFI obtained from early rZFI redemptions was added to the total pool.
Snapshot date: December 29, 2025
Stakers: 2,099
$ZFI staked: 15,132,638
Performance fees accrued since last buyback: $2,890
231,865 $ZFI purchased
TX ID: https://basescan.org/tx/0x3e9bd4e2a84925d00d2b5ca91611bbc8a09d240bc3e19daf80f7a7b8852f05de
32,611 $ZFI added from early rZFI redeeming
Total $ZFI to burn and stream to stakers: 264,476 $ZFI. Of those:
132,238 $ZFI were burned
132,238 $ZFI are being streamed to stakers over January, giving them 11.82% APY
Full report is available here: https://x.com/ZyfAI_/status/2006433120682492026
+73.42% yield outperformance vs. static strategies
9.49% average Zyfai Agent APY
$10M+ peak TVL in December
$1.25B+ cumulative Agentic volume
11,000+ Agents deployed
Institutional-grade infrastructure delivered: Security Proxy System, Verifiable Agents with ZK proofs and ERC-8004, Nested Safe, and SDK
As Zyfai enters the new year, the focus remains on improving execution, expanding cross-chain automation, and refining risk-aware yield strategies.
Over the past months, Zyfai has laid the foundation through the rollout of core infrastructure designed for scale and institutional adoption, positioning the protocol for accelerated growth in the year ahead.
Whether users prioritize maximum performance or prefer more conservative, low-risk DeFi yields, Zyfai Agents operate continuously, reallocating, compounding, and optimizing across chains on their behalf.
Ready to earn smarter?
Deploy your Agent on Zyfai and let it operate with the speed, precision, and reliability of next-generation Autonomous Finance.
Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities.
The result is sustainable and risk-adjusted yield, where your capital is always working and under your control.

In December, Zyfai maintained strong performance and continued protocol growth despite broad compression across DeFi yields. Autonomous Agents continued reallocating capital across Base, Arbitrum, Plasma, and Sonic, ensuring users captured the best available risk-adjusted yields without any manual intervention.
December also marked a key milestone for Zyfai, as total AUM (Assets Under Management) surpassed $10M. This reflects growing confidence in Agent-based, automated yield execution.

Moreover, the past month introduced several key product features that lay the foundation for Zyfai's long-term growth as an institutional-grade agentic DeFi solution:
New Security Proxy System with EigenCompute KMS integration, enabling a granular calldata-aware filtering and UX improvements
Verifiable Agents, making every rebalancing transaction verifiable via ZK proofs stored in the ERC-8004 Validation Registry
Zyfai SDK, making Verifiable Agents accessible to Ethereum builders
Nested Safe implementation, allowing institutions to run agentic infrastructure on top of their existing multisig setups
Below is a summary of the key metrics that defined Zyfai's performance in December.
Zyfai improves capital efficiency through personalized Safe Smart Wallets (Safe7579) combined with deterministic, rule-based rebalancing Agents.
Each Agent evaluates 20+ rebalancing checks across DeFi blue-chip money markets and newer yield primitives. A trustless, session-key design ensures every Agent action is permissioned, constrained, and fully defined by what the user allows the Agent to do.
Across chains and wallets, Zyfai has now:
$10M+ AUM
$1.25B+ in cumulative Agentic volume
11,000+ Agents
This foundation powers Zyfai's fully autonomous yield engine.
Between December 1 and December 31, Zyfai Agents continuously monitored yields across all integrated pools and protocols. When a higher risk-adjusted stablecoin yield appeared, capital was reallocated autonomously, often executing in under seconds.
December Performance:
Average Zyfai Agent APY: 9.49%
Average Static Pool APY: 5.47%
Net Yield Gain: +73.42% vs. static DeFi
While absolute yields declined across the ecosystem in December, Zyfai's dynamic allocation model continued to outperform passive, single-protocol strategies by a meaningful margin.

To demonstrate real-world yield behavior across wallet sizes, here are the native (non-boosted) APYs and rebalance counts for actual Zyfai wallets tracked through DeBank.
APY September: 8.21%
APY October: 7.45%
APY November: 6.31%
APY December: 5.64%
Total Rebalances: 103
Wallet Link
APY September: 12.21%
APY October: 15.18%
APY November: 8.31%
APY December: 6.16%
Total Rebalances: 147
Wallet Link
APY September: 16.56%
APY October: 9.81%
APY November: 12.39%
APY December: 9.3%
Total Rebalances: 60
Wallet Link
Insights:
Smaller wallets often achieve higher relative APYs due to faster capital cycling.
Larger wallets benefit from lower risk, deeper liquidity pools, and consistent performance.
Rebalance frequency scales with volatility and size.
This gives users a clear, transparent look at Zyfai's onchain yield behavior across different capital bands.
According to DefiLlama and Dune data, Zyfai's total AUM peaked above $10M in December, supported by steady inflows and strong capital retention.
AUM by chain:
Base: ~$7.5M
Arbitrum: ~$2.2M
Plasma: ~$278K
Sonic: ~$202K

December saw continued expansion in Agent deployment and execution activity, powered by Smart Rebalancing v.2.
Total Agents Deployed: 11,356
Total Funds Moved: $1.25B
Total AUM: $10.2M
Base
Agents Deployed: 4,659
Rebalancing Transactions: 63,859

Arbitrum
Agents Deployed: 1,598
Rebalancing Transactions: 32,056

Plasma
Agents Deployed: 637
Rebalancing Transactions: 5,540

Sonic
Agents Deployed: 3,859
Rebalancing Transactions: 33,818

Across all chains, Zyfai Agents continued executing autonomously, ensuring capital remained allocated to the most efficient yield sources available.
Zyfai's yield strategy has now been running continuously for over seven months.
Rather than relying solely on traditional money markets, Zyfai expands the opportunity set by incorporating:
Newer protocols
Innovative yield primitives
Yield tokenization
Structured and leveraged vaults
This approach enables users to access a broader spectrum of yield sources while maintaining disciplined, risk-aware allocation.
Underlying protocols integrated include Aave, Morpho, Fluid, Compound, Moonwell, Spark, Euler, Silo, Harvest, Wasabi.xyz.

In December, Zyfai executed buyback using performance fees collected since the previous buyback.
To strengthen rewards, $ZFI obtained from early rZFI redemptions was added to the total pool.
Snapshot date: December 29, 2025
Stakers: 2,099
$ZFI staked: 15,132,638
Performance fees accrued since last buyback: $2,890
231,865 $ZFI purchased
TX ID: https://basescan.org/tx/0x3e9bd4e2a84925d00d2b5ca91611bbc8a09d240bc3e19daf80f7a7b8852f05de
32,611 $ZFI added from early rZFI redeeming
Total $ZFI to burn and stream to stakers: 264,476 $ZFI. Of those:
132,238 $ZFI were burned
132,238 $ZFI are being streamed to stakers over January, giving them 11.82% APY
Full report is available here: https://x.com/ZyfAI_/status/2006433120682492026
+73.42% yield outperformance vs. static strategies
9.49% average Zyfai Agent APY
$10M+ peak TVL in December
$1.25B+ cumulative Agentic volume
11,000+ Agents deployed
Institutional-grade infrastructure delivered: Security Proxy System, Verifiable Agents with ZK proofs and ERC-8004, Nested Safe, and SDK
As Zyfai enters the new year, the focus remains on improving execution, expanding cross-chain automation, and refining risk-aware yield strategies.
Over the past months, Zyfai has laid the foundation through the rollout of core infrastructure designed for scale and institutional adoption, positioning the protocol for accelerated growth in the year ahead.
Whether users prioritize maximum performance or prefer more conservative, low-risk DeFi yields, Zyfai Agents operate continuously, reallocating, compounding, and optimizing across chains on their behalf.
Ready to earn smarter?
Deploy your Agent on Zyfai and let it operate with the speed, precision, and reliability of next-generation Autonomous Finance.
Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities.
The result is sustainable and risk-adjusted yield, where your capital is always working and under your control.
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