In February, Zyfai outperformed static USDC strategies by 51.13% across chains, despite increased volatility and liquidity rotation across DeFi markets.
While AUM saw short-term fluctuations after peaking above $11M mid-month, agentic volume surpassed $2B, showing strong capital efficiency as Agents continuously rotated capital into the best opportunities.
February was defined by:
Zyfai’s skill for OpenClaw, with ~2,000 downloads to date
ZyfaiBot, your personal DeFi advisor
Revamped docs
A growing amount of ZFI staked
Automation remained the performance driver. Zyfai Agents continued executing autonomously across Base, Arbitrum, Sonic, and Plasma, dynamically reallocating capital to preserve yield efficiency and risk discipline.
Below is a summary of the key metrics that defined Zyfai’s performance in February.
February 1—February 28, 2026
Average Zyfai Agent APY: 6.19%
Average Static Pool APY: 4.09%
Net Yield Outperformance: +51.13% vs. static DeFi
Even as baseline stablecoin yields compressed and capital rotated between pools, Zyfai’s deterministic allocation engine preserved meaningful spread over passive strategies.
This reinforces Zyfai’s thesis: Yield compression does not eliminate edge, agentic execution preserves it.
To illustrate yield performance in practice, the table below shows actual weighted APYs by wallet size cohort, measured net of fees and inclusive of rZFI incentives where applicable.
$1K—$10K Wallets
Average APY (with rZFI): 8.35%
Average APY (native, no rZFI): 6.88%+
Example Wallet Link
$10K—$100K Wallets
Average APY (with rZFI): 6.36%
Average APY (native, no rZFI): 4.88%
Example Wallet Link
$100K+ Wallets
Average APY (with rZFI): 6.15%
Average APY (native, no rZFI): 4.67%
Example Wallet Link
Key observations:
Smaller wallets benefit from faster capital cycling and higher relative APYs
Larger wallets prioritize depth, liquidity safety, and consistency
Despite AUM fluctuations and yield compression, relative outperformance was preserved across all cohorts.
Total Agents Deployed: 12,891
Total Funds Moved: $2B+
Total AUM: $7–8M range
Base
AUM: ~$5.31M
Agents Deployed: 5,473
Rebalancing Transactions: 88,619
Arbitrum
AUM: ~$1.47M
Agents Deployed: 2,021
Rebalancing Transactions: 43,870
Sonic
AUM: ~$248K
Agents Deployed: 3,859
Rebalancing Transactions: 34,014
Plasma
AUM: ~$145K
Agents Deployed: 878
Rebalancing Transactions: 6,172
Total rebalancing transactions across chains now exceed 170,000+ cumulative rebalances.
Zyfai Agents operate continuously, reallocating capital based on numerous factors:
Money market APY changes
Underlying collateral changes
Protocol health
Liquidity depth & TVL stability
Risk thresholds
Zyfai’s exposure to certain pools
Execution remains strictly rule-based and verifiable onchain via ZK proofs stored in the ERC-8004 Validation Registry.
A few days ago, the DAO completed monthly distribution of the collected performance fees: 50% to protocol operations and R&D under the DAO mandate and 50% to $ZFI stakers, paid in USDC.
$ZFI staked: 27,329,232
Performance fees accrued: $4,968
$ZFI price at the snapshot: $0.006105
Result: 19.55% APY to $ZFI stakers, paid in USDC.
This gives stakers direct flexibility: buy more $ZFI, deposit USDC back into Zyfai, or do whatever they want with it. Meanwhile, the protocol retains resources to scale faster.
February Protocol Report is available here: https://blog.zyf.ai/february-protocol-report-usdc-yield-for-dollarzfi-stakers
+51.13% yield outperformance vs. static strategies
6.19% average Zyfai Agent APY
~$7–11M TVL range throughout the month
12,891 Agents deployed
$2B+ cumulative Agentic volume
February demonstrated that Zyfai’s edge is not dependent on high headline yield, but on continuous, rule-based execution.
As Zyfai moves deeper into 2026, the focus remains on:
Improving execution efficiency and product accessibility
Expanding agent capabilities and product offerings
Deepening institutional-grade infrastructure and delivering new SDK integrations
Refining risk-aware automation across chains
Whether optimizing for performance or stability, Zyfai Agents continue to operate autonomously, verifiably, and continuously on behalf of users.
Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities.
The result is sustainable and risk-adjusted yield, where your capital is always working and under your control.