# Zyfai February Yield Report: +51.13% Yield Outperformance

> A summary of the key metrics that defined Zyfai’s performance in February.

**Published by:** [Zyfai](https://blog.zyf.ai/)
**Published on:** 2026-03-04
**Categories:** yield, defi, stablecoins, agent, defai, apy, neobank, crypto
**URL:** https://blog.zyf.ai/zyfai-february-yield-report-5113percent-yield-outperformance

## Content

February OverviewIn February, Zyfai outperformed static USDC strategies by 51.13% across chains, despite increased volatility and liquidity rotation across DeFi markets. While AUM saw short-term fluctuations after peaking above $11M mid-month, agentic volume surpassed $2B, showing strong capital efficiency as Agents continuously rotated capital into the best opportunities. February was defined by:Zyfai’s skill for OpenClaw, with ~2,000 downloads to dateERC-8004 support on Base and ArbitrumA new SDK integration with ThirdfyZyfaiBot, your personal DeFi advisorUpcoming Ethereum mainnet launch and ETH supportRevamped docsA growing amount of ZFI stakedAutomation remained the performance driver. Zyfai Agents continued executing autonomously across Base, Arbitrum, Sonic, and Plasma, dynamically reallocating capital to preserve yield efficiency and risk discipline. Below is a summary of the key metrics that defined Zyfai’s performance in February.February Performance Summary (USDC-denominated)February 1—February 28, 2026Average Zyfai Agent APY: 6.19%Average Static Pool APY: 4.09%Net Yield Outperformance: +51.13% vs. static DeFiEven as baseline stablecoin yields compressed and capital rotated between pools, Zyfai’s deterministic allocation engine preserved meaningful spread over passive strategies.This reinforces Zyfai’s thesis: Yield compression does not eliminate edge, agentic execution preserves it.A comparison chart for Base shows Zyfai’s average APY (green dashed line, inclusive of rZFI rewards) consistently above static USDC pool rates across the month.Yield Performance by Wallet Size: FebruaryTo illustrate yield performance in practice, the table below shows actual weighted APYs by wallet size cohort, measured net of fees and inclusive of rZFI incentives where applicable. $1K—$10K WalletsAverage APY (with rZFI): 8.35%Average APY (native, no rZFI): 6.88%+Example Wallet Link$10K—$100K WalletsAverage APY (with rZFI): 6.36%Average APY (native, no rZFI): 4.88%Example Wallet Link$100K+ WalletsAverage APY (with rZFI): 6.15%Average APY (native, no rZFI): 4.67%Example Wallet LinkKey observations:Smaller wallets benefit from faster capital cycling and higher relative APYsLarger wallets prioritize depth, liquidity safety, and consistencyDespite AUM fluctuations and yield compression, relative outperformance was preserved across all cohorts.Key MetricsTotal Agents Deployed: 12,891Total Funds Moved: $2B+Total AUM: $7–8M rangehttps://defillama.com/protocol/zyfaiBy chain:BaseAUM: ~$5.31MAgents Deployed: 5,473Rebalancing Transactions: 88,619https://dune.com/zyfai_agent/zyfaiArbitrumAUM: ~$1.47MAgents Deployed: 2,021Rebalancing Transactions: 43,870https://dune.com/zyfai_agent/zyfaiSonicAUM: ~$248KAgents Deployed: 3,859Rebalancing Transactions: 34,014https://dune.com/zyfai_agent/zyfaiPlasmaAUM: ~$145KAgents Deployed: 878Rebalancing Transactions: 6,172https://dune.com/zyfai_agent/zyfaiSustained Multi-Chain ExecutionTotal rebalancing transactions across chains now exceed 170,000+ cumulative rebalances. Zyfai Agents operate continuously, reallocating capital based on numerous factors:Money market APY changesUnderlying collateral changesProtocol healthLiquidity depth & TVL stabilityRisk thresholdsZyfai’s exposure to certain poolsExecution remains strictly rule-based and verifiable onchain via ZK proofs stored in the ERC-8004 Validation Registry.February Protocol Report: USDC Yield for $ZFI StakersA few days ago, the DAO completed monthly distribution of the collected performance fees: 50% to protocol operations and R&D under the DAO mandate and 50% to $ZFI stakers, paid in USDC.$ZFI staked: 27,329,232Performance fees accrued: $4,968$ZFI price at the snapshot: $0.006105Result: 19.55% APY to $ZFI stakers, paid in USDC. This gives stakers direct flexibility: buy more $ZFI, deposit USDC back into Zyfai, or do whatever they want with it. Meanwhile, the protocol retains resources to scale faster. February Protocol Report is available here: https://blog.zyf.ai/february-protocol-report-usdc-yield-for-dollarzfi-stakersTL;DR: February 2026+51.13% yield outperformance vs. static strategies6.19% average Zyfai Agent APY~$7–11M TVL range throughout the month12,891 Agents deployed$2B+ cumulative Agentic volumeFebruary demonstrated that Zyfai’s edge is not dependent on high headline yield, but on continuous, rule-based execution.Looking AheadAs Zyfai moves deeper into 2026, the focus remains on:Improving execution efficiency and product accessibilityExpanding agent capabilities and product offeringsDeepening institutional-grade infrastructure and delivering new SDK integrationsRefining risk-aware automation across chainsWhether optimizing for performance or stability, Zyfai Agents continue to operate autonomously, verifiably, and continuously on behalf of users.About ZyfaiZyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities. The result is sustainable and risk-adjusted yield, where your capital is always working and under your control. Explore Zyfai | Follow on X | Read blog | Explore Docs

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