# Zyfai March Yield Report: +98.61% Yield Outperformance

*A summary of the key metrics that defined Zyfai’s performance in March.*

By [Zyfai](https://blog.zyf.ai) · 2026-04-03

defi, agent, ethereum, yield, stablecoins, neobank

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March Overview
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Zyfai Agents delivered **+98.61% higher yield** compared to static USDC strategies in March.

That is nearly double February’s outperformance (+51.13%).

While DeFi yields continued compressing across the board, Zyfai’s rebalancing engine widened the gap by moving faster and smarter than any human could.

**What defined March:**

*   Shipped [Ethereum mainnet deployment](https://x.com/Zyfai_/status/2031784548825272711?s=20)
    
*   Introduced ETH yields on Ethereum, Base, and Arbitrum
    
*   Announced [Agent Vaults primitive](https://blog.zyf.ai/agent-vaults)
    
*   Participated in Synthesis hackathon as a track sponsor, with [builders shipping apps](https://x.com/Zyfai_/status/2038277970130002254?s=20) on Zyfai infrastructure
    
*   [Saved millions for users during the Resolv incident](https://x.com/Zyfai_/status/2036119040528375853?s=20), all autonomously
    
*   [Surpassed $2B in Agentic Volume](https://x.com/Zyfai_/status/2028826412078260685?s=20)
    

Meanwhile, 13,323 Agents kept doing their job across four chains.

Below is a summary of the key metrics that defined Zyfai’s performance in March.

![](https://storage.googleapis.com/papyrus_images/0ed9e980e5d4ae0ce61a7ed7488aa6b6ba2d90f5de97900834d37faa14d76de4.png)

* * *

### March Performance Summary (USDC-denominated)

**March 1—March 31, 2026**

*   **Average Zyfai Agent APY:** 7.43%
    
*   **Average Static Pool APY:** 3.74%
    
*   **Net Yield Outperformance:** +98.61% vs. static DeFi
    

![](https://storage.googleapis.com/papyrus_images/c048cbf08b743bce656b05cde72f2a777c3f08818c8790613945cc03547713a8.png)

A comparison chart for Base shows Zyfai’s average APY (green dashed line, inclusive of rZFI rewards) consistently above static USDC pool rates across the month.

Despite relatively moderate absolute APYs, Zyfai’s ability to **continuously rebalance across opportunities** resulted in a **2x performance advantage** over passive strategies, maintaining a stable spread and capturing yield inefficiencies across protocols.

*   Agent APY remained consistently above market baseline
    
*   Static pool yields showed higher volatility and lower averages
    
*   Rebalancing allowed capture of short-lived opportunities
    

This reinforces a critical thesis:

> _Yield is no longer about finding the highest APY, but about maintaining optimal allocation over time._

But the most important part of capital management is capital preservation. APY means little if the capital itself is at risk.

One of the key events in March was the Resolv USR depeg incident. While some curators were still allocating capital to “markets in need,” Zyfai Agents detected the anomaly and rebalanced into safer pools long before USR collapsed.

As a result, Zyfai users were not affected by the Resolv incident.

This once again confirmed that Agents are not only more efficient at growing capital, but also at preserving it. They do not sleep, do not make mistakes, and do not act on emotion. Instead, they monitor markets 24/7 and execute autonomously.

Read the full article: [https://x.com/Zyfai\_/status/2036119040528375853](https://x.com/Zyfai_/status/2036119040528375853)

* * *

### Yield Performance by Wallet Size: March

To illustrate yield performance in practice, the table below shows actual weighted APYs by wallet size cohort, measured net of fees and inclusive of rZFI incentives where applicable.

### $1K—$10K Wallets

*   Average APY (with rZFI): **9.0055%**
    
*   Average APY (native, no rZFI): **6.305%**
    
*   Example [Wallet Link](https://debank.com/profile/0xb9fb1efdd73b5f5f133144eda722b9124df8c1c4)
    

### $10K—$100K Wallets

*   Average APY (with rZFI): **8.82%**
    
*   Average APY (native, no rZFI): **6.05%**
    
*   Example [Wallet Link](https://debank.com/profile/0xB056d3387E2D3A8B0B139e1873cE659cFF5378ce)
    

### $100K+ Wallets

*   Average APY (with rZFI): **6.365%**
    
*   Average APY (native, no rZFI): **3.5992%**
    
*   Example [Wallet Link](https://debank.com/profile/0x581ae5e1742cec850b7db11962d49258e3a028ca)
    

**Key observations:**

*   Smaller wallets benefit from faster capital cycling and higher relative APYs.
    
*   Larger wallets prioritize depth, liquidity safety, and consistency.
    
*   Despite AUM fluctuations and yield compression, relative outperformance was preserved across all cohorts.
    

* * *

### Protocol Metrics

*   **Total AUM:** ~$8.5M — $9M range
    
*   **Total Agents Deployed:** 13,323
    
*   **Total Funds Moved:** $2.3B+
    
*   **Total Rebalancing Transactions:** 233,126
    

Zyfai continues to demonstrate strong capital efficiency, with large transaction volume relative to AUM, a key indicator of active optimization.

![](https://storage.googleapis.com/papyrus_images/18d0f60493a758143e8f63ba163a8f7fee7435c70ad9f54aa1665fb801627005.png)

[https://defillama.com/protocol/zyfai](https://defillama.com/protocol/zyfai)

#### By chain

**Ethereum**

*   **AUM:** $272K + 521 ETH
    
*   **Agents Deployed:** 228
    
*   **Rebalancing Transactions:** 38,116
    
*   **Average APY (with incentives):** 6.71%
    

![](https://storage.googleapis.com/papyrus_images/de7c7b622928e30ac452d2723f28a68cc56d78975368e9e4af4d0966bbe8074a.png)

[https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai)

**Base**

*   **AUM:** $5.6M + 156 ETH
    
*   **Agents Deployed:** 5,690
    
*   **Rebalancing Transactions:** 106,330
    
*   **Average APY (with incentives):** 7.87%
    

![](https://storage.googleapis.com/papyrus_images/6c4ae18ff39ea2532668f113ccc59c4952c3c07b150b508cdf1692ae49ae9728.png)

[https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai)

**Arbitrum**

*   **AUM:** $1.17M USDC + 65.8 ETH
    
*   **Agents Deployed:** 2,152
    
*   **Rebalancing Transactions:** 47,971
    
*   **Average APY (with incentives):** 6.97%
    

![](https://storage.googleapis.com/papyrus_images/7d37dd9ba9b864f7d5fead093857add5eef206a512ab75fc1b3fd50364238633.png)

[https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai)

**Sonic**

*   **AUM:** $261K USDC
    
*   **Agents Deployed:** 3,859
    
*   **Rebalancing Transactions:** 34,143
    
*   **Average APY (with incentives):** 3.75%
    

![](https://storage.googleapis.com/papyrus_images/35d709562b4214f52804a9f9e040e6d15a922dbfbe15af9dff0ce12f1ba8577d.png)

[https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai)

**Plasma**

*   **AUM:** $142K USDT
    
*   **Agents Deployed:** 919
    
*   **Rebalancing Transactions:** 6,566
    
*   **Average APY (with incentives):** 5.11%
    

![](https://storage.googleapis.com/papyrus_images/fb4477a45e4fed74a1421709a97ced8f90cc13b6a1f871c478d52b40a5324488.png)

[https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai)

* * *

### How Agents Optimize

Every rebalance decision is based on:

*   Real-time APY changes
    
*   Liquidity depth
    
*   Protocol risk parameters
    
*   Collateral composition
    
*   Market conditions
    

All [rule-based](https://docs.zyf.ai/docs/product/intelligence/rebalancing). All [verifiable onchain](https://docs.zyf.ai/docs/product/execution/8004).

* * *

### Capital Efficiency

A defining characteristic of March was **high capital turnover relative to AUM**:

*   $2.3B+ funds moved on ~$9M AUM
    
*   Frequent rebalancing cycles across strategies
    
*   Continuous capture of micro-yield opportunities
    

The edge isn’t capital size. It’s execution frequency and precision: Agents capture opportunities that humans can’t.

* * *

### February vs. March Comparison

March showed a clear improvement across all key yield metrics compared to February.

*   **Agent APY** increased from **6.19% → 7.43%**, showing stronger execution and better capital allocation.
    
*   **Static APY** decreased from **4.09% → 3.74%**, reflecting broader market yield compression.
    
*   **Yield Outperformance** jumped significantly from **+51.13% → +98.61%**, nearly doubling Zyfai’s edge over passive strategies.
    

Even as baseline yields declined, Zyfai improved performance, leading to a **much wider gap vs. static strategies**.

### What This Means

March validates a structural shift in DeFi: passive yield strategies are becoming increasingly inefficient in dynamic markets.

As markets mature, **automation becomes the primary driver of yield outperformance while also proving superior at capital preservation**, as the Resolv incident demonstrated.

* * *

### TL;DR: March 2026

*   **+98.61% yield outperformance vs. static strategies**
    
*   **7.43% average Zyfai Agent APY**
    
*   **$8.5M–$9M AUM**
    
*   **13,323 Agents deployed**
    
*   **$2.3B+ cumulative funds moved**
    
*   **233,126 rebalancing transactions executed**
    

Zyfai is not just outperforming the market, it’s widening the gap.

* * *

### **What’s Next**

April focus:

*   Agent Vaults launch
    
*   ETH yields expansion
    
*   More assets
    
*   UX improvements
    

The goal remains unchanged: make Agents the main entry point for people to access DeFi.

* * *

### About Zyfai

Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities.

The result is sustainable and risk-adjusted yield, where your capital is always working and under your control.

[Explore Zyfai](https://www.zyf.ai/?utm_source=twitter&utm_medium=social&utm_campaign=ethereum-launch&utm_content=article) | [Follow on X](https://x.com/ZyfAI_) | [Read blog](https://blog.zyf.ai/) | [Explore Docs](https://docs.zyf.ai/)

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*Originally published on [Zyfai](https://blog.zyf.ai/zyfai-march-yield-report-9861percent-yield-outperformance)*