# Zyfai May Yield Report: +157.85% Yield Outperformance *May Overview* By [Zyfai](https://blog.zyf.ai) · 2026-06-04 defi, yield, agent, stablecoins, ai, crypto --- Zyfai Agents delivered **+157.85% higher yield** compared to static USDC strategies in May, meaning Zyfai users earned approximately **2.58x more yield** than passive DeFi strategies. That extends the run from [April’s +126.31%](https://blog.zyf.ai/zyfai-april-yield-report-12631percent-yield-outperformance) and [March’s +98.61%](https://blog.zyf.ai/zyfai-march-yield-report-9861percent-yield-outperformance). This month broke the recent pattern in one important way. For most of 2026 the story was yields compressing while Zyfai held its spread. In May, baseline yields ticked up and Zyfai captured far more of the move. **Agent APY climbed from 6.79% to 8.03% while static pools barely shifted, from 3.00% to 3.11%.** As DeFi markets continue to mature and yields become increasingly fragmented, Zyfai Agents proved their ability to consistently identify and capture opportunities that static allocations leave behind. #### What Defined May * **Introduced** [**BTC yields**](https://x.com/Zyfai_/status/2056433743909597239) with cbBTC and WBTC live across Ethereum, Base, and Arbitrum * **Released** [**Zyfai OmniAccounts**](https://x.com/Zyfai_/status/2051695746026762591), giving Agents the ability to move capital across chains in search of better yield * **Added** [**new pools**](https://x.com/Zyfai_/status/2057871849124704658) across supported chains * Shipped an [**in-app support system**](https://x.com/Zyfai_/status/2054158644200214826) directly on the website * Crossed **13,805 Agents deployed** * Passed **189K** **cumulative rebalancing transactions** Below is a summary of the key metrics that defined Zyfai’s performance in May. * * * May Performance Summary (USDC-denominated) ------------------------------------------ #### May 1–May 31, 2026 * **Average Zyfai Agent APY:** 8.03% * **Average Static Pool APY:** 3.11% * **Net Yield Outperformance:** +157.85% vs. static DeFi ![](https://storage.googleapis.com/papyrus_images/da59b41539119fcdf8e6fdc0effd602e8b5acfd7da47bccc2b7ca1b3332d578f.png) A comparison chart for Base shows Zyfai’s average APY (green dashed line, inclusive of rZFI rewards) consistently above static USDC pool rates across the month. For every $100 of yield a static strategy produced in May, Zyfai Agents produced roughly $258. That is a **2.58x relative advantage**, up from 2.26x in April. The mechanism is the same one that has driven every month of this report. Static strategies allocate once and wait. Zyfai Agents monitor yield, liquidity, and pool risk continuously, then move capital the moment a better risk-adjusted opportunity appears. When yields rise, that responsiveness is the difference between sitting in a position that was good last week and being in the one that is good right now. Capital preservation stays ahead of yield in every allocation decision. Every pool Zyfai Agents touch clears a structured whitelisting process run by the quant team before a single dollar moves into it, and the risk monitoring layer watches pool health, liquidity depth, and collateral conditions around the clock. * * * BTC Is Now Productive on Zyfai ------------------------------ Bitcoin is the largest, oldest, most trusted asset in crypto. It should not sit idle or earning a fixed rate in a single protocol. In May we put BTC to work on the same infrastructure that already powers USDC and ETH positions. **cbBTC and WBTC yields are live across Ethereum, Base, and Arbitrum.** You deposit into your own [Safe Smart Account](https://safe.global/), your keys stay yours, and your personal Agent moves your BTC between the best available opportunities. Every BTC pool went through the same quant team whitelisting as the rest of the protocol before going live. cbBTC routes across Aave, Morpho, Euler, and Moonwell markets. WBTC routes across Aave, Compound, and Euler. * * * Yield Performance by Wallet Size: May ------------------------------------- To illustrate yield performance in practice, the figures below show actual weighted APYs by wallet size cohort, measured net of fees and inclusive of rZFI incentives where applicable. ### $1K–$10K Wallets * Average APY (with rZFI): **7.127%** * Average APY (native, no rZFI): **4.6824%** * Example [Wallet Link](https://debank.com/profile/0xb9fb1efdd73b5f5f133144eda722b9124df8c1c4) ### $10K–$100K Wallets * Average APY (with rZFI): **6.7838%** * Average APY (native, no rZFI): **4.3391%** * Example [Wallet Link](https://debank.com/profile/0xB056d3387E2D3A8B0B139e1873cE659cFF5378ce) ### $100K+ Wallets * Example [Wallet Link](https://debank.com/profile/0x581ae5e1742cec850b7db11962d49258e3a028ca) **USDC** * Average APY (with rZFI): **6.0523%** * Average APY (native, no rZFI): **3.6076%** * Yield Increase: **+67.76%** **WETH** * Average APY (with rZFI): **5.8090%** * Average APY (native, no rZFI): **3.3643%** * Yield Increase: **+72.67%** #### Key observations: * Smaller wallets benefit from faster capital cycling and higher relative APYs * Larger wallets prioritize depth and liquidity safety while preserving a strong relative edge * Across every cohort, Zyfai held its advantage over passive allocation * * * Protocol Metrics: May Snapshot ------------------------------ * **Total AUM:** ~$6.42M * **Total USDC AUM:** ~$5M * **Total ETH AUM:** ~501 ETH * **Total WBTC AUM:** ~1.48 WBTC * **Total cbBTC AUM:** ~2.78 cbBTC * **Total Agents Deployed:** ~13,805 * **Base remains the dominant chain** by deployment and TVL ![](https://storage.googleapis.com/papyrus_images/a58537ac7edd9571260e3bd986d73b51c6b27fbe36061db329c42a4be01c9b23.png) Source: [https://defillama.com/protocol/zyfai](https://defillama.com/protocol/zyfai) ### By Chain: **Ethereum** * **AUM**: ~$1.09M + 1.21 BTC + 258 ETH * **Agents Deployed:** 422 * **Rebalancing Transactions:** 1,305 * **Average APY with incentives:** 7.99% on USDC, 2.77% on BTC, 6.49% on ETH ![](https://storage.googleapis.com/papyrus_images/307cdda5efb9c44492b901d2c5078d61569dd918ab04147fd52c67f1e7d51220.png) Source: [https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai) **Base** * **AUM:** ~$2.38M + 2.85 BTC + 159 ETH * **Agents Deployed:** 5,981 * **Rebalancing Transactions:** 128,840 * **Average APY with incentives:** 8.65% on USDC, 2.68% on BTC, 4.78% on ETH ![](https://storage.googleapis.com/papyrus_images/4bf91e1e307e8c1d2f9a1781c45a06a82ca6f16aa73ae3646aef63a00939a186.png) Source: [https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai) **Arbitrum** * **AUM:** ~$1.77M + 0.26 BTC + 84ETH * **Agents Deployed:** 2,348 * **Rebalancing Transactions:** 59,724 * **Average APY with incentives:** 7.51% on USDC, 2.48% on BTC, 3.86% on ETH ![](https://storage.googleapis.com/papyrus_images/afd1965c6ead4a0edcaca8040bc246e85dc5c628b5bba571b39191dc6e71074b.png) Source: [https://dune.com/zyfai\_agent/zyfai](https://dune.com/zyfai_agent/zyfai) * * * April vs. May Comparison ------------------------ #### Agent APY **6.79% → 8.03%.** A real increase in performance. Agents captured rising opportunities faster than static allocations could. #### Static APY **3.00% → 3.11%.** Roughly flat. Passive strategies saw almost none of the upside. #### Yield Outperformance **126.31% → +157.85%.** Zyfai widened the gap again, the third consecutive month of yield outperformance. * * * Core Thesis Strengthened ------------------------ May reinforces what the last three reports have shown: > **_The edge in DeFi is not finding the highest APY. It is continuously adapting to where yield moves._** Static positions are always late. They lose yield when APYs compress and miss upside when better pools appear. Zyfai Agents don’t: they keep watching markets and move capital when a better risk-adjusted opportunity appears. Active management most users would never do manually, handled by your Agent. * * * TL;DR: May 2026 --------------- * **+157.85% yield outperformance vs. static strategies** * **8.03% average Zyfai Agent APY vs. 3.11% average static pool APY** * **2.58x relative performance advantage** * **~$6.42M TVL** * **13,805 Agents deployed** * **189K+ cumulative rebalancing transactions** * **Shipped BTC yields, OmniAccounts for cross-chain atomic rebalancing, in-app support, and new yield opportunities** * * * What’s Next ----------- June focus: * Rolling out the updated performance fee collection model * Pushing for higher yields across assets and chains * Base season 👀 The goal remains unchanged: make Agents the main entry point for people to access DeFi. * * * About Zyfai ----------- Zyfai gives you self-custodial access to autonomous low-risk DeFi. Our customizable rule-based Agents transform your idle capital into productive assets, rebalancing between curated opportunities. The result is sustainable and risk-adjusted yield, where your capital is always working and under your control. [Explore Zyfai](https://www.zyf.ai/?utm_source=twitter&utm_medium=social&utm_campaign=may-yield-report&utm_content=article) | [Follow on X](https://x.com/ZyfAI_) | [Read blog](https://blog.zyf.ai/) | [Explore Docs](https://docs.zyf.ai/) --- *Originally published on [Zyfai](https://blog.zyf.ai/zyfai-may-yield-report-15785percent-yield-outperformance)*