In DeFi, high yields often come with hidden risks. While protocols today often boast impressive APY numbers, Zyfai prefers to prioritize sustainable returns that don't jeopardize your capital.

At Zyfai, we've built a system that does the analytical work for you. Here's how we select and manage yield opportunities, from initial vetting to real-time rebalancing and institutional-grade capital protection.

Before any protocol touches your funds, it must pass Zyfai's comprehensive assessment conducted by our team of quants:

We prioritize protocols with battle-tested histories. How have they performed during market stress? Have they maintained security through volatility?

Established names like Aave and Compound form our foundation because they've earned trust over time. As standard, we apply a "Lindy effect" filter, favoring protocols that have operated securely for 12, 24, or ideally 36+ months, with growing TVL and user bases.

We dig deeper than audit checkboxes. Our team analyzes the quality of auditors, requiring reviews from multiple renowned firms where possible, with no unresolved critical findings.

We scrutinize the recency of audits and a protocol's immutable design, prioritizing minimal upgradeability.

In our eyes, a protocol's response to past incidents and a clean exploit record for over a year are true indicators of a genuine security culture, which far outweighs compliance paperwork.

This is Zyfai's core differentiator. We look for more than APY numbers, instead we understand exactly how each protocol generates yield. Is yield coming from lending fees? Trading volume? Leveraged positions?

We examine the economic engine behind each opportunity, focusing on sustainable fee-based models rather than temporary incentives.

Recent DeFi failures have shown that poor economic design can be just as dangerous as security vulnerabilities. We ensure any integrated pool is permissionless, has deep liquidity for smooth exits, and does not rely on fragile mechanics like withdrawal queues.

If we can't trace the yield source clearly, we don't integrate the protocol.

Even with vetted protocols, every single rebalance must pass several real-time checks:

1. TVL & Liquidity Safety: We measure the total value locked and only allocate to pools where your position represents a fraction of total liquidity. This prevents market impact and ensures we can exit a 100% position with minimal slippage. We continuously monitor pool depth and automatically exit if liquidity drops below safe thresholds.

2. Meaningful APY Improvement: We ignore minor yield fluctuations, only moving your funds when the APY improvement is substantial and worthwhile.

3. Pool Stability: We analyze weeks of historical data to avoid volatile, unpredictable yields in favor of stable, sustainable returns.

4. Cost-Benefit Analysis: We calculate exact transaction costs versus potential gains, ensuring every move is economically rational.

5. Liquidity Monitoring: We proactively withdraw from crowded money markets before utilization becomes dangerous, keeping your capital fluid.

Furthermore, we continuously track the peg stability of all stablecoins in our pools. If a stablecoin deviates 3% from its peg, we trigger warnings. At 5% deviation, we automatically rebalance away from affected pools to protect your position. This is complemented by our requirement for protocols to use robust, tier-1 oracle price feeds.

Meanwhile, for complex vault structures like Euler, we map the entire hierarchy: from main vault to subvault to underlying collateral, ensuring we understand your true exposure and avoid concentrated risks.

Zyfai's fully autonomous tech stack is built on top of four key operational pillars:

This is an important advantage: your funds never leave your Safe7579 Smart Account. No shared vaults, no poolable contracts. You maintain direct access and complete control of your funds throughout. Moreover, you can always access your Smart Account via Safe UI.

With the introduction of "One Balance. All Chains. Best Yields", Zyfai now leverages Warp from Rhinestone as a secure intent routing and execution engine, with Across as an industry-standard trustless settlement layer.

Zyfai has forked the fully audited Euler's rEUL smart contract to deliver top-tier yield distribution for its rZFI incentives.

Together with Rhinestone, Zyfai covers all bridge and gas fees associated with cross-chain atomic rebalancing. Meanwhile, through partnerships like the ArbiFuel program by Arbitrum, we work to cover all rebalancing costs. You capture 100% of the net yield with no erosion from transaction costs.

While Zyfai handles security and vetting, you control the strategy. Your Agent adapts to your preferences:

• Select Strategy: choose between capital preservation (Safe), yield maximization (Yieldor), or create your own Agent strategy

• Select Chains and Protocols: with Session Keys, Zyfai enables you to grant hyper-specific permissions that only allow the Agent to interact with the protocols you pre-approved

• Select Specific Pools: dive deeper into customization and choose the specific pools in each protocol that you want your Agent to interact with.

Two users with identical deposits might have completely different strategies, one prioritizing stability across blue-chip protocols, another pursuing higher returns through carefully vetted emerging opportunities.

For deeper analysis, our risk.zyf.ai platform provides institutional-grade risk scoring developed by our quantitative team (ex-Pictet). Use it to inform your decisions, as we always encourage independent research.

Zyfai's Smart Rebalancing Engine v.2 makes sure to adapt to your portfolio size:

• Large deposits (100K+) receive frequent attention, up to 12 rebalances daily

• Mid-size portfolios (10K-100K) balance efficiency with cost

• Smaller positions maintain consistent outperformance with optimized frequency

The system automatically adjusts to ensure optimization costs never outweigh benefits of yield earned. Additionally, $ZFI stakers receive a 2x rebalancing frequency boost when staking more than 200,000 $ZFI.

While other protocols chase the highest numbers, Zyfai always pursues the most secure risk-adjusted returns. Our layered approach combines human expertise with automated efficiency, creating a set-and-forget experience where your capital works protected by multiple defense systems.

This is how Zyfai chooses opportunities: through rigorous analysis, continuous monitoring, and adaptable execution. So you can earn competitive yields without becoming a full-time analyst.

Zyfai is a fully automated solution that takes care of everything: from gathering information to taking onchain actions.

The Zyfai Agent dynamically allocates your funds across whitelisted protocols and optimizes for the highest possible APY.

By default, the Zyfai Agent is set to auto-compound, allowing you to earn the best yield possible and enhance your capital efficiency.

Explore ZyFAI | Follow on X | Read blog | Explore Docs

In DeFi, high yields often come with hidden risks. While protocols today often boast impressive APY numbers, Zyfai prefers to prioritize sustainable returns that don't jeopardize your capital.

At Zyfai, we've built a system that does the analytical work for you. Here's how we select and manage yield opportunities, from initial vetting to real-time rebalancing and institutional-grade capital protection.

Before any protocol touches your funds, it must pass Zyfai's comprehensive assessment conducted by our team of quants:

We prioritize protocols with battle-tested histories. How have they performed during market stress? Have they maintained security through volatility?

Established names like Aave and Compound form our foundation because they've earned trust over time. As standard, we apply a "Lindy effect" filter, favoring protocols that have operated securely for 12, 24, or ideally 36+ months, with growing TVL and user bases.

We dig deeper than audit checkboxes. Our team analyzes the quality of auditors, requiring reviews from multiple renowned firms where possible, with no unresolved critical findings.

We scrutinize the recency of audits and a protocol's immutable design, prioritizing minimal upgradeability.

In our eyes, a protocol's response to past incidents and a clean exploit record for over a year are true indicators of a genuine security culture, which far outweighs compliance paperwork.

This is Zyfai's core differentiator. We look for more than APY numbers, instead we understand exactly how each protocol generates yield. Is yield coming from lending fees? Trading volume? Leveraged positions?

We examine the economic engine behind each opportunity, focusing on sustainable fee-based models rather than temporary incentives.

Recent DeFi failures have shown that poor economic design can be just as dangerous as security vulnerabilities. We ensure any integrated pool is permissionless, has deep liquidity for smooth exits, and does not rely on fragile mechanics like withdrawal queues.

If we can't trace the yield source clearly, we don't integrate the protocol.

Even with vetted protocols, every single rebalance must pass several real-time checks:

1. TVL & Liquidity Safety: We measure the total value locked and only allocate to pools where your position represents a fraction of total liquidity. This prevents market impact and ensures we can exit a 100% position with minimal slippage. We continuously monitor pool depth and automatically exit if liquidity drops below safe thresholds.

2. Meaningful APY Improvement: We ignore minor yield fluctuations, only moving your funds when the APY improvement is substantial and worthwhile.

3. Pool Stability: We analyze weeks of historical data to avoid volatile, unpredictable yields in favor of stable, sustainable returns.

4. Cost-Benefit Analysis: We calculate exact transaction costs versus potential gains, ensuring every move is economically rational.

5. Liquidity Monitoring: We proactively withdraw from crowded money markets before utilization becomes dangerous, keeping your capital fluid.

Furthermore, we continuously track the peg stability of all stablecoins in our pools. If a stablecoin deviates 3% from its peg, we trigger warnings. At 5% deviation, we automatically rebalance away from affected pools to protect your position. This is complemented by our requirement for protocols to use robust, tier-1 oracle price feeds.

Meanwhile, for complex vault structures like Euler, we map the entire hierarchy: from main vault to subvault to underlying collateral, ensuring we understand your true exposure and avoid concentrated risks.

Zyfai's fully autonomous tech stack is built on top of four key operational pillars:

This is an important advantage: your funds never leave your Safe7579 Smart Account. No shared vaults, no poolable contracts. You maintain direct access and complete control of your funds throughout. Moreover, you can always access your Smart Account via Safe UI.

With the introduction of "One Balance. All Chains. Best Yields", Zyfai now leverages Warp from Rhinestone as a secure intent routing and execution engine, with Across as an industry-standard trustless settlement layer.

Zyfai has forked the fully audited Euler's rEUL smart contract to deliver top-tier yield distribution for its rZFI incentives.

Together with Rhinestone, Zyfai covers all bridge and gas fees associated with cross-chain atomic rebalancing. Meanwhile, through partnerships like the ArbiFuel program by Arbitrum, we work to cover all rebalancing costs. You capture 100% of the net yield with no erosion from transaction costs.

While Zyfai handles security and vetting, you control the strategy. Your Agent adapts to your preferences:

• Select Strategy: choose between capital preservation (Safe), yield maximization (Yieldor), or create your own Agent strategy

• Select Chains and Protocols: with Session Keys, Zyfai enables you to grant hyper-specific permissions that only allow the Agent to interact with the protocols you pre-approved

• Select Specific Pools: dive deeper into customization and choose the specific pools in each protocol that you want your Agent to interact with.

Two users with identical deposits might have completely different strategies, one prioritizing stability across blue-chip protocols, another pursuing higher returns through carefully vetted emerging opportunities.

For deeper analysis, our risk.zyf.ai platform provides institutional-grade risk scoring developed by our quantitative team (ex-Pictet). Use it to inform your decisions, as we always encourage independent research.

Zyfai's Smart Rebalancing Engine v.2 makes sure to adapt to your portfolio size:

• Large deposits (100K+) receive frequent attention, up to 12 rebalances daily

• Mid-size portfolios (10K-100K) balance efficiency with cost

• Smaller positions maintain consistent outperformance with optimized frequency

The system automatically adjusts to ensure optimization costs never outweigh benefits of yield earned. Additionally, $ZFI stakers receive a 2x rebalancing frequency boost when staking more than 200,000 $ZFI.

While other protocols chase the highest numbers, Zyfai always pursues the most secure risk-adjusted returns. Our layered approach combines human expertise with automated efficiency, creating a set-and-forget experience where your capital works protected by multiple defense systems.

This is how Zyfai chooses opportunities: through rigorous analysis, continuous monitoring, and adaptable execution. So you can earn competitive yields without becoming a full-time analyst.

Zyfai is a fully automated solution that takes care of everything: from gathering information to taking onchain actions.

The Zyfai Agent dynamically allocates your funds across whitelisted protocols and optimizes for the highest possible APY.

By default, the Zyfai Agent is set to auto-compound, allowing you to earn the best yield possible and enhance your capital efficiency.

Explore ZyFAI | Follow on X | Read blog | Explore Docs